We are still getting calls about people enrolling in the new health exchange in Nevada. Great news is we have figured out what makes it tick. The bad news...there are still glitches.
People who started an application before the 1st of the year but never finished it and made a payment will not be able to use that account to sign up for insurance. You will want to deactivate that account and create a new one! Don't stress though, just give us a call and we can do it over the phone in less than 15 minutes. (usually more like 5-10)
A lot of people who signed up and paid are still waiting on their cards. With all of the government delays, it was bound to happen. The insurance companies didn't get their payments until the 11th hour and then have to issue cards and input data, so there is bound to be problems. Just be patient and know you have coverage starting jan 1. If you need help with getting bills processed and claims paid, call my office and Tali or Damari can help.
Try calling the hotline, and expect to wait for 2 hours. There are so many problems and issues still happening from the past few months that Nevada Health link can't process everything. Outside of Medicaid, my office can probably handle just about everything. As long as we are listed as your broker, we will sit on hold for you, or know how to bypass them all together and get you the answers you need. I get calls daily from people whom the health link referred to me, because they couldn't even help, but I could.
The new wave of people who I now consider the super smart ones for waiting, are going to have nothing but smooth sailing. We learned our big mistakes from the past few months and can start fresh from scratch with you. I still recommend calling to get things squared away. It will make your life easier, but then again, I don't know what February will bring....
Wednesday, January 8, 2014
Thursday, November 21, 2013
Sorry! Nevada Health Link is down at the moment!
Is that what you were told when you called us? Well, we are just as frustrated as you are!
We are continuously receiving phone calls from customers who are trying to apply online through nevadahealthlink.com saying "I went online to the exchange and it is telling me there are no plans available". Of course it does bring us more customers, but we want our customers to be happy.
When the site first came up and we had the same issues we blogged asking for patience. Who would have thought we still need to ask the same thing almost two months later!
Well, don't worry...we are here to help and can do the application for you. Stop being patient, and call us. We have done hundreds of these apps and finished them!
Below is another article, featuring Nevada Benefits, in the Las Vegas Review Journal discussing these issues:
http://www.reviewjournal.com/
We are continuously receiving phone calls from customers who are trying to apply online through nevadahealthlink.com saying "I went online to the exchange and it is telling me there are no plans available". Of course it does bring us more customers, but we want our customers to be happy.
When the site first came up and we had the same issues we blogged asking for patience. Who would have thought we still need to ask the same thing almost two months later!
Well, don't worry...we are here to help and can do the application for you. Stop being patient, and call us. We have done hundreds of these apps and finished them!
Below is another article, featuring Nevada Benefits, in the Las Vegas Review Journal discussing these issues:
http://www.reviewjournal.com/
Tuesday, November 19, 2013
"Essential" Health Benefits?
Have you looked at what is now included in the "Essential Health Benefits" required to be included in the new health plans for Obamacare? Who is this benefiting? What we are seeing is that these plans are not very universal. People may be paying for many additional services that they will never use. How is that helpful to anyone besides the insurance companies?
Although, if only those who will definitely use the coverage pay for that, the insurance companies will not be able to afford all the cost associated, there has to be some kind of balance. All the extra coverage could even become harmful to many that may get unnecessary testing done. Some of the test may seems like a good idea to get for preventing other illnesses, but that is not always the case. Some test can be harmful if not done when necessary.
Read the article below, featuring Phil Randazzo, to see more information on these issues:
http://www.reviewjournal.com/
Although, if only those who will definitely use the coverage pay for that, the insurance companies will not be able to afford all the cost associated, there has to be some kind of balance. All the extra coverage could even become harmful to many that may get unnecessary testing done. Some of the test may seems like a good idea to get for preventing other illnesses, but that is not always the case. Some test can be harmful if not done when necessary.
Read the article below, featuring Phil Randazzo, to see more information on these issues:
http://www.reviewjournal.com/
Thursday, October 10, 2013
Another News Spot for Nevada Benefits!
Check out Phil Randazzo and our newest team member Linda Montero on Channel 8 News!
Tuesday, October 8, 2013
Nevada Health Link...Patience please!
Not only
are many Nevadans frustrated at the problems that have been coming up
with the Nevada Health Link website, but so are we!
We were here ready to get all our clients the information they need.
However, as with many new programs, there are still many bugs that need
to be worked out. We are asking you all to please be patient! We are
constantly checking for updates and as soon as that happens we will
contact our clients.
We appreciate all of the understanding our clients have shown!
Nevada Benefits has the BEST clients! :)
Take a look at this news footage of Phil Randazzo discussing Health Care Reform.
http://www.fox5vegas.com/
Thursday, September 26, 2013
Anthem, Health coop, HPN Networks and exchanges
Anthem had their exchange broker roadshow yesterday and announced their brand new plans coming for 2014. The big differences? The drug formularies and doctor networks.
This has been a big concern for health insurance companies in deciding how to take on the increased medical risk and still keep insurance costs down. The best way to do it was to decrease the amount of contracts they issue to doctors and hospitals and change the medications they cover on the plans. They are gearing up to focus more on a patient-centered model where they require more referrals and a concentration of care centered around a general practice doctor.
If you wish to participate on the Nevada Exchange and purchase a plan that includes some advanced premium tax credits, expect to also receive a smaller choice of providers. Be sure to check with the plan's networks and know if that doctor you like will even be participating. Chances are your doctor won't know, so check with the provider directory. Just because they say they accept or are contracted with Anthem, Health Plan of Nevada, etc, doesn't mean they are contracted with your plan. Also, just because your drug was covered with that carrier on another plan, doesn't mean that drug will be covered on your plan either.
This is why it is so important for people to talk with a professional. They can make sure and verify everything and actually guide you according to the plans you actually need.
This has been a big concern for health insurance companies in deciding how to take on the increased medical risk and still keep insurance costs down. The best way to do it was to decrease the amount of contracts they issue to doctors and hospitals and change the medications they cover on the plans. They are gearing up to focus more on a patient-centered model where they require more referrals and a concentration of care centered around a general practice doctor.
If you wish to participate on the Nevada Exchange and purchase a plan that includes some advanced premium tax credits, expect to also receive a smaller choice of providers. Be sure to check with the plan's networks and know if that doctor you like will even be participating. Chances are your doctor won't know, so check with the provider directory. Just because they say they accept or are contracted with Anthem, Health Plan of Nevada, etc, doesn't mean they are contracted with your plan. Also, just because your drug was covered with that carrier on another plan, doesn't mean that drug will be covered on your plan either.
This is why it is so important for people to talk with a professional. They can make sure and verify everything and actually guide you according to the plans you actually need.
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