ObamaCare Rates revealed in Nevada!

The Nevada Health Link has released what the pricing is going to look like for both silver and gold plans in Nevada. The rates are what it will cost to insure someone without any tax credits or subsidies. http://www.nevadahealthlink.com/individuals/proposed-2014-rates/
The interesting thing is there are only 4 carriers participating and they are all only offering HMO plans. So, if you have a doctor you really love and want to get the tax credits, you might want to think twice about getting those credits.
The silver level coverage is suppose to have a deductible of about $2,000 and not allow for your costs as an individual to exceed $6,400. The plan is suppose to pay approximately 70% of all medical expenses one would receive in a given year. The Gold level plan will cover about 80% and have about a $1,000 deductible. Since we don't have the exact plan designs yet, there is still much in the air about what they will be covering and how much copays will be.

The Nevada Health Link (name of the state exchange) will not be the only place to purchase health insurance. You will still have choices to purchase a plan just you have always had. The new plans carry the same guaranteed-issue rights, but will not carry with them any tax credits to help various income levels with the cost of premiums. You have a choice of working with a broker and deciding which plan fits you best. You may want to choose an HMO on the exchange where costs might be offset by a substantial amount, or you may want to pay a little more and gain a larger network of doctors. Whatever choice you make, you will be avoiding the possible fine (tax) for not having insurance, which is a whopping 1% of your income (or $95, whichever is greater).