Helpful Information for Nevada Benefits Clients!

Please take a look at the information provided below. You may find answers to some of your questions or information that may point you in the right direction to get the answers your questions. 

First off, Please be aware that many of the insurance carriers have fallen behind in inputting clients into their system. We are making a list of clients who have not received their cards, if you are one of those clients please call us and let us know so we can check on your cards. We are checking on these daily and will contact you once we receive your insurance information.

Nevada Co-op:

You can check the status of your application at: 855-606-2667

Medicaid:

If you have applied for Medicaid and would like to know the status of your application you can call 1-877-638-3472.

If you think you may qualify for Medicaid you can contact their office at (702) 668-4200 to apply.

2013 Federal Poverty Guidelines for 48 Contiguous States and DC

Federal Poverty Guidelines Used to Calculate Premiums, Cost-Assistance and Taxes in 2013 - 2014:

Medicaid Eligible
Household Size	100%	133%	138%	150%	200%	300%	400%
1	$11,490	$15,282	$15,856	$17,235	$22,980	$34,470	$45,960
2	15,510	20,628	$21,404	23,265	31,020	46,530	62,040
3	19,530	25,975	$26,951	29,295	39,060	58,590	78,120
4	23,550	31,322	$32,499	35,325	47,100	70,650	94,200
5	27,570	36,668	$38,047	41,355	55,140	82,710	110,280
6	31,590	42,015	$43,594	47,385	63,180	94,770	126,360
7	35,610	47,361	$49,142	53,415	71,220	106,830	142,440
8	39,630	52,708	$54,689	59,445	79,260	118,890	158,520
For each additional person, add	$4,020	$5,347	$5,548	$6,030	$8,040	$12,060	$16,080

ObamaCare Open Enrollment Deadlines:

Must be enrolled by Jan. 15 for a Feb. 1st effective date and Feb. 15 for a March 1st effective date and then open enrollment will not be again until next Oct. 2014.

You can apply for health insurance after March direct with the carriers (not through Nevada Health Link), but there will be a 90 day wait for coverage after submission of application and then you will still be assessed the penalty.

New year and new troubels with Nevada Health Link

We are still getting calls about people enrolling in the new health exchange in Nevada. Great news is we have figured out what makes it tick. The bad news...there are still glitches.
People who started an application before the 1st of the year but never finished it and made a payment will not be able to use that account to sign up for insurance. You will want to deactivate that account and create a new one! Don't stress though, just give us a call and we can do it over the phone in less than 15 minutes. (usually more like 5-10)

A lot of people who signed up and paid are still waiting on their cards. With all of the government delays, it was bound to happen. The insurance companies didn't get their payments until the 11th hour and then have to issue cards and input data, so there is bound to be problems. Just be patient and know you have coverage starting jan 1. If you need help with getting bills processed and claims paid, call my office and Tali or Damari can help.

Try calling the hotline, and expect to wait for 2 hours. There are so many problems and issues still happening from the past few months that Nevada Health link can't process everything. Outside of Medicaid, my office can probably handle just about everything. As long as we are listed as your broker, we will sit on hold for you, or know how to bypass them all together and get you the answers you need. I get calls daily from people whom the health link referred to me, because they couldn't even help, but I could.

The new wave of people who I now consider the super smart ones for waiting, are going to have nothing but smooth sailing. We learned our big mistakes from the past few months and can start fresh from scratch with you. I still recommend calling to get things squared away. It will make your life easier, but then again, I don't know what February will bring....