The end of open enrollment

We still have another month to go, but we are getting calls from people wanting to know when the last day to enroll is. If you want to get any government assistance and you enroll by March 15, your coverage will start April 1. If you enroll after that, your coverage won't start until may 1 and your last day to enroll is march 31.
We have been very fortunate to have Health Plan of Nevada and Sierra Health allow people to enroll for effective dates up until the very last day of the month. That means we are still taking applications for March 1 for them up until February 28. These plans will not get any government assistance, but the rates are good and plans even better. All other insurance companies are keeping with the 15th of the month final enrollment dates.
The Nevada Health Link website is still having issues showing payment information. Delays are still expected with getting cards. Just be patient and know the system is going to work. I am finding that doctors and hospitals are getting more and more of these cases where people paid and they show covered without cards. Some places are accepting your health link printout proving you are insured and will hopefully take you knowing you have insurance. Make sure and follow up when you do get cards, otherwise you will be on the line for 100% of the bills if you don't.

Now is still the best time to enroll. Get started early to avoid major delays and get yourself situated. I highly recommend calling our office at Nevada benefits. We can get you signed up and educated in less than 15 minutes if you want (typically 30-40). That will save you hours on the Nevada Health Link site and many sleepless nights. I can't even count the number of clients who have found relief after calling us. I honestly feel bad they didn't call us sooner. They also almost enrolled in the wrong plan not knowing their full options.

Financial Planning Classes Starting up again!

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Retirement Planning Today

 

Use time-tested strategies to build a nest egg, protect your assets, and preserve your lifestyle throughout retirement. Examine the advantages and disadvantages of various retirement savings mechanisms. Discover how to save money on taxes, manage investment risks, and protect your assets from potential long-term health care expenses. Whether you plan to retire 20 years from now, or you have just recently retired, you can develop a personalized plan to achieve your retirement goals.

 

Palo Verde High School

333 Pavilion Court Dr.
Las Vegas NV 89144

(702) 799-1450

 

- Thursday, February 20 & 27, 2014

  6:30 p.m. - 9:30 p.m. Register

 

- Tuesday, February 25 & March 4, 2014

  6:30 p.m. - 9:30 p.m. Register

 

UNLV Paradise Campus

851 E. Tropicana Ave.

Las Vegas NV 89154

(702) 895-3394

 

- Tuesday, March 18 & 25, 2014

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- Thursday, March 27 & April 3, 2014

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Rejuvenate Your Retirement

 

Plan for an active, worry-free retirement by exploring common lifestyle and financial questions faced by retirees. Guided by an experienced financial planner and a retirement tax expert, you will learn how to calculate Internal Revenue Service-required minimum distributions from your retirement plans and examine how investment returns are taxed. Coursework also investigates options for health care, long-term care, incapacity, and end-of-life decisions.

 

 

CSN Summerlin High Tech Center

333 Pavilion Court Drive
Las Vegas, NV 89144

(702) 651-4900

 

- Thursday, May 8 & 15, 2014

  1:00 p.m. - 3:00 p.m. Register

 

- Tuesday, May 13 & 20, 2014

  9:30 a.m. - 11:30 a.m. Register