Open Enrollment is over- so now what?

Boy are we glad march 31st has come and gone. For those of you who did not get a chance to purchase health insurance- don't fear! If you started an application in any way on the Nevada health Link website, you have a special enrollment for the next 60 days and will be able to complete a brand new application and finish! I highly recommend calling us and getting help so we can do it right though.
For those who didn't start an application, would rather not deal with the exchange (we don't blame you), you can still enroll in health insurance with us outside the exchange. If you have a qualifying event (I will explain later what these are) you can have coverage start the month following when you sign up as long as you sign up before the 15th of the month. If you do not have a qualifying event, then we can still get you insurance, but there is a 90 day wait. This only applies to Nevada Residents though. The 90 day wait is calculated as 90 days from the first of the month following enrollment. That means if you sign up today (April) you can have your coverage start Aug 1.
Qualifying events are basically life events where you went through a change. You either lost your other coverage from work, lost your job, got divorced, or moved out of the service area. If you get married and want to enroll with your spouse or had a new baby, you also get a special enrollment. If you are a member of a Native American Tribe you can enroll anytime and get those special enrollments all year long!